Ways to keep your bank account safe 2023
At present, with the advent of internet and mobile, there have been many changes in the life of the whole mankind. Like – you can send money to anyone from anywhere without going to the bank through mobile or computer. You can do online shopping through your bank account etc. from the comfort of your home. While working online, you should take care of some things. If you are not careful, you can become a victim of banking fraud. While working online, you should also take care of some special things so that you do not get cheated.
Banks have made many reforms in the banking system for the convenience of their customers. But you know that the faster these changes have taken place in the banking system of banks, the faster the risk of cyber fraud has also increased. Cyber thugs have also changed their methods of cheating with time. At present, bank fraud is being seen the most. , Card, online banking, mobile banking, UPI payment in cyber fraud are being done cyber fraud through different mediums. That’s why it is very important that you also know about the methods of cheating by cyber thugs. So that you don’t get involved in their talk. Let us tell you in this article how you can secure your bank account-
We are telling you in detail through this article the ways to keep your bank account safe. Which are as follows 2023–
01- Take care in transaction with bank customer card 2023–
• Do not write down the PIN number of your ATM card anywhere but remember it.
• Bank customers should take special care that when you use the ATM machine, note that no person is standing near the keypad of the machine and no camera is installed. So that your important information reaches someone. And you don’t suffer any financial loss.
02- Avoid bank customer fraud calls 2023–
You should always avoid such calls. In which some unknown person is asked things like confidential information of your ATM card. These types of people call the bank customers by posing as fake bank officials and then cheat them by taking their confidential information. If you get any such fake calls, then you should complain about them to the police. Along with this, you should also complain about such calls in the bank.
03- Bank customers beware of unknown links 2023 –
To cheat bank customers, fraudsters send messages on their mobile numbers and unknown links through email and social media. These links are wrong and as soon as you click on these links, these types of links your mobile or computer system and try their best to harm you technically and financially by stealing your confidential information. That’s why never click on such links that talk about giving you money or other tempting offers for free.
04- Do not share confidential information with anyone 2023–
You should never share your confidential information with anyone and even you should not share your banking related information with your trusted friends or anyone else. Apart from this, during payment on any website or app, do not save your debit or credit card information or net banking ID password anywhere. , Use all these information only when needed and then delete it from there.
05- Make secure payments with UPI 2023–
At present, UPI payment app or any bank app is used by people to make most payments. In such a situation, you should take special care while making the payment. Apart from this, you do not need to use any third party banking app. If this is done by you, then the said app can hit you by stealing your confidential information. That’s why you should always use any third party banking app or the official app of your bank.
06- You should be safe in online banking-
While using online banking, you should change your password from time to time. Never save your password in any browser. You delete cookies after using Online Banking. Avoid using online banking on other people’s computers or cyber cafes. You must use only secure portals. So that your account is safe.
Fraudsters mostly adopt the method of wishing to commit fraud. This type of fraudsters call you in a bank officer or any other similar role and try to extract your information. Such fraud people trap you by calling on the pretext of tax refund, free credit card, credit card reward or other offers and if you fall in their trap and you share your detail confidential information, then your bank account can be completely cleared Is.
So whenever you do any online transaction, you will receive an OTP on your registered mobile number. You have to keep in mind that you should not share this OTP with anyone. You can login to your net banking in mobile through the app or login it in computer or laptop. For this you should never use cyber cafe. Thus you can have complete security of your account.
Thank you for reading this article till the end.